The Services we offer


Truck Finance of America offers sub-prime loans on used equipment for people who are either first time buyers or are looking for a second chance, in the regional area of VA, NC, SC, TN, and GA.

We offer a simple interest loan at a maximum amount of $35,000 for a maximum term of 36 moths*. There is a minimum of $5,000 downpayment ** for straight trucks and $8,000 downpayment** for class 8 trucks. We also ask that you not have any open tax liens, open bankruptcies, or back child support. If you are interested in applying for a loan with us, please either fill out the onlilne credit application or print out the application and fax it back to us.

Advantage Truck Center is the exclusive provider of equipment and service for Truck Finance of America. With locations across North Carolina Advantage offers a large inventory of used trucks supported by top-notch Sales, Parts and Service departments.  We enjoy working with the BEST!!

*If you would like a smaller amount or term, please call us at 1-336-314-9775 to discuss options of letting us help you in achieving your dream of owning your own truck.
** With approved credit